insurance

Obamacare case analysis: Stick with the wife’s insurance

Owner-operator Michael Wright, of Michigan, runs through health-insurance numbers as he contemplates potential moves in 2014 as the Affordable Care Act gets closer to implementation.

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Is Obamacare impacting your 2014 insurance preps?

Owner-operators, are you seeing insurances rates on the new exchanges higher or lower than what you pay now for coverage, or are new requirements causing your current insurer to adjust rates? Weigh in via this poll.

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Obamacare upside for independent contractor model?

Only if insurance rates get reasonable, as it were, on the long-term basis.

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Insurance choices: Pay to play or pay the fine?

For owner-operators in certain situations, Obamacare will solve some health care financing problems. It also creates an unprecedented health care financing problem – fines – for those who want no part of health insurance. Some of the clients of owner-operator financial services provider ATBS will find the ACA policies to be “something they can actually afford, with the subsidies they could qualify for,” Andy Erwin, ATBS tax manager, told me. A key factor will be that ...

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Obamacare insurance exchange premiums in N.Y., elsewhere

New York State's release of monthly premium rate information in its 2014 health insurance exchange showed a reduction for many versus current individually purchase health plans.

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6 ways to cut your insurance costs

Whether you’re leased or running under your own authority, there’s plenty you can do to reduce costs when updating existing policies or shopping for new ones.

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Obamacare: Counting down, misplaced incentives

For large carriers (more than 50 employees), paying the per-employee penalties after they opt for exchange-purchased and subsidized coverage could well mean considerably less money spent by the employer...

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Inconsistent enforcement: CSA vs. the independent

In the two years since CSA's advent, the smallest carriers have had a much greater chance of getting inspected and put out of service than drivers and trucks of the largest carriers.

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Dear American people: ‘You are about to be tracked 24/7’

Would you install an in-vehicle tracking device for an insurance discount? Most consumers wouldn't, which makes all the talk of a vehicle-miles-traveled highway tax all the more mystifying.

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Jazzy Jordan is still in race to help truckers

Jazzy Jordan wants to increase awareness about health issues truckers face in her pageant platform.

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