Usage Based Insurance

Dear American people: ‘You are about to be tracked 24/7′

Would you install an in-vehicle tracking device for an insurance discount? Most consumers wouldn't, which makes all the talk of a vehicle-miles-traveled highway tax all the more mystifying.

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Owning your data: Trend toward usage-based insurance pricing

If 10n2 and other companies' predictions come to fruition, it might not be long before it's possible to utilize real-time operational data to negotiate rates with your insurance company.

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Fitting insurance to the operator — trends in usage-based pricing

If you missed a feature about insurance costs I wrote for the August edition of Overdrive, it contained a brief item relative to how insurance companies determine customer risk -- and as a result of that risk determination, premium rate pricing. Canal Insurance Chief Underwriting Officer Paul Brocklebank made brief mention in the piece about the fact that the consumer auto insurance industry writ large is moving toward more frequent rate updates, utilizing GPS and other vehicle ...

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