partners in business

Partners in Business: Computers, Mobile Devices and the Internet

Online trucking resources combined with ever-cheaper digital tools can help you work faster, smarter and more profitably.

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PIB tip: Remember the warranty during truck loan negotiations

When you are negotiating for a truck loan, make sure your dealership is able to service your truck and that warranty work and downtime will have the least possible effect on your driving time and miles. Get warranty agreements in writing and make sure you understand them. The Partners in Business program is produced by Overdrive and the consultants at ATBS, the nation’s largest owner-operator business services firm. The next Partners in Business seminars will be Aug. 22 ...

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PIB tip: Log your spending

Record every check or debit card purchase as soon as the money is spent. Here's how.

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PIB tip: Use overdraft protection

There are options that are much less costly than bouncing a check.

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PIB tip: Prepare for loans

When you apply for a loan, you should come armed with certain information. Here's what you need.

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PIB tip: Get full disclosure in finance contracts

Get full disclosure before you sign a finance contract. Here's why.

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PIB tip: Factors that influence interest rates

Want to know what factors most influence your credit rating and, thus, your interest rates for truck loans? Here's what you need to know.

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PIB tip: Carry a notebook with your receipt envelope

This notebook will be used to record those expenses for which you cannot obtain a receipt, such as when you wash your truck at a coin-operated facility or personal use of your auto, so you can deduct the expenses at tax time.

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PIB tip: Develop a business plan

A business plan outlines the details of your operation, including the types of freight you’ll haul, the traffic lanes you’ll run and the rate you’ll be paid. Here's why you need one.

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PIB tip: Work to improve your credit

Credit scores can be improved slowly over time. Here's how.

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