partners in business

Partners in Business tip: Have a reserve account

The best owner-operators have at least $5,000 in reserve before they ever go into business.

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Partners in Business tip: Define your business

Before buying or leasing a truck, spend time researching what type of freight you want to haul.

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Partners in Business tip: Track personal miles for tax savings

You can deduct mileage on your personal vehicle if you make a business-related trip. It could help you cut your tax bill when tax time comes.

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Partners in Business tip: Perform regular PM

Preventive maintenance ensures your truck is running efficiently. Here are a few items to regularly check.

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Partners in Business tip: Work to improve your credit

Credit scores can be improved slowly over time. Here's how.

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Partners in Business tip: Use a separate credit card for business expenses

Try to find a credit card without an annual fee and with a low interest rate. If possible, pay the balance in full every month.

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Partners in Business tip: Carry a notebook with your receipt envelope

This notebook will be used to record those expenses for which you cannot obtain a receipt, such as when you wash your truck at a coin-operated facility or personal use of your auto, so you can deduct the expenses at tax time.

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Partners in Business tip: Keep an escrow account for maintenance costs

Every good preventive maintenance schedule begins with a maintenance escrow savings account. A good formula for this ties the age of the truck to cents-per-mile savings.

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Partners in Business tip: Have a fixed residence

Run a single-truck business? You need to report a fixed residence. Here's why.

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Partners in Business tip: Update your insurance basics annually

Talk to your insurance agent every year to adjust parts of your insurance policy -- here's why.

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