partners in business

Partners in Business tip: Analyze your oil

Getting an engine oil analysis is a great way to determine engine wear problems before they cause too much damage.

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Partners in Business tip: Use a separate credit card for business expenses

Try to find a credit card without an annual fee and with a low interest rate. If possible, pay the balance in full every month

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Partners in Business: Maintaining your equipment

Routine preventive maintenance will save money in the long run and help determine when to trade.

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Partners in Business tip: Log your spending

Record every check or debit card purchase as soon as the money is spent. Here's how.

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PIB tip: Get full disclosure in finance contracts

Get full disclosure before you sign a finance contract. Here's why.

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Partners in Business tip: Develop a business plan

A business plan outlines the details of your operation, including the types of freight you’ll haul, the traffic lanes you’ll run and the rate you’ll be paid. Here's why you need one.

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PIB tip: Work to improve your credit

Credit scores can be improved slowly over time. Here's how.

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Partners in Business tip: Buy oil in bulk

The do-it-yourself oil change is a standard for many owner-operators, especially those with their own authority. A one-truck operator can save almost $200 a year by moving from gallon jugs to 55-gallon drums for oil purchases, assuming 125,000 miles per year with an oil change every 25,000 miles.

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Partners in Business tip: Shorter loan, less costly truck

The ideal loan term for a three-year depreciable asset like a heavy-duty truck is three or four years. Here's why.

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Partners in Business: Buying a truck vs. leasing

Determine your best method for acquiring a truck.

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