PIB TIP: A PENNY SAVED IS $1,300 EARNED. Understanding basic principles of operating costs can save you thousands of dollars a year. The owner-operator who can save just one penny per mile over the typical 130,000 miles annually will save $13,000. The Partners in Business program is produced by Overdrive and the consultants at ATBS, the nation’s largest owner-operator business services firm, and is sponsored by Schneider National Inc. and Freightliner Trucks.