Owner-Operator Almanac 2010
NO MORE PROCRASTINATING
Don’t let 2010 run by without taking care of these infrequent but important tasks. Mark dates – the sooner, the better.
• Review your truck insurance with your agent. Aging equipment could be due for a premium decrease. Changes in lanes or freight could warrant higher or lower premiums.
• Federal law allows you to get a free copy of your credit report once a year from each of the three major rating agencies. You can check it online or request a mailed report. Look it over for errors. You don’t want any last-minute surprises when you apply for your next truck loan. Call (877) 322-8228 or visit www.annualcreditreport.com.
• Replace batteries in your cab, shop and home in smoke detectors, carbon monoxide detectors, alarm systems and emergency flashlights.
• Check the pressure and expiration date of onboard fire extinguisher. Make sure flares are on hand, too.
• Not registered to vote? Check with your local courthouse and take care of it. If you’re likely to be on the road for Election Day, Nov. 2, register for an absentee ballot.
You can get a digital camera for less than $100. Keep one in your cab to record accident scene details – or to capture a beautiful sunrise or interesting landmark.
• Check fuel prices on your routes and plan where you’ll stop to fill up. Avoid partial fill-ups.
• Back up your computer’s hard drive on a CD, flash drive or zip disk.
• Calculate miles per gallon and fuel cost per mile – at least weekly, if not at every fill-up. An ongoing drop in mpg may signal the need for maintenance.
• Set aside money for maintenance. Allocate a few cents per mile for a new truck and an increasing amount based on the age of your rig.
• Aim to get a good weekend load on Friday and try to deliver on Monday.
One insurance rep cites a likely 25 percent increase in premiums for ...