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Partners in Business tip: Shorter loan, less costly truck

Partners in Business is sponsored by Ryder and Goodyear.

Partners in Business is sponsored by Ryder and Goodyear.

The ideal loan term for a three-year depreciable asset like a heavy-duty truck is three or four years, during which you can reap the tax benefits of depreciation to maximize the affordability of the monthly payments. The shorter the term, the less you’ll pay overall due to interest.

The Partners in Business program is produced by Overdrive and the consultants at ATBS, the nation’s largest owner-operator business services firm. It is sponsored by Ryder.

Tipping The Scales: Time To Trade In And Trade Up With Cummins ISX15 SmartAdvantage.

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2 comments
Xosechulo
Xosechulo

I agree the just want to sell trucks why not post something useful especially to us owner operators like this

Due to summer heat it is better to change the thermostats to 175 or 180 degree thermostats and also Chang the oil to a 20w 50 this will prolong the life of the engine

But no we are suppose to buy new trucks so area won't last long and pay for themselves they are right we are wrong why save the owner operator money he does nothing for them

Russ James
Russ James

Ok, shorter term on a new rig. Right. Who's going to pay the extra $2k per month on the 3 yr note, as opposed to a (almost) live able $2500 per month 6 yr note. I'd be glad to have a new rig and pay it off on 3 yrs, but my contract pay rate would have to "DOUBLE".