insurance

Pay attention to these factors driving physical damage insurance costs for owner-operators

“Typically, the stated value of the vehicle is important, but the driving factor behind premiums is the MVR,” said Courtney Wilson, president of 1st Guard Insurance Co.

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Voices on the issues in post-crash litigation following June cover story

Readers respond to the issues around post-crash litigation, including strategies for prevention in the event that the worst happens.

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Dodging the ambulance chasers

Since the advent of CSA, high-dollar jury awards for truck accident victims have been growing. This means higher risk and insurance costs, especially for independents.

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Insurance is the devil

" It's a necessary evil, and it's forced upon us by law, so we put up with the incredibly weird questions and long wait times to talk to people who take our money into the black hole of insurance premiums and rarely give any of it back." ...

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Caught on camera: Attempted insurance fraud?

The extreme-brake-check entries are growing in Overdrive’s Dashcam Central repository for reader-submitted and other videos of on-highway events, this one in a center lane on the George Washington Bridge into New York City.

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Gorilla Safety’s ELD, potential for usage-based insurance

The Gorilla Safety ELD entered the market for such products last month, and is one of the current three such devices listed on FMCSA's ELD registry.

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ProSight’s new drug-testing program

Developed in partnership with the Foley Carrier Services DOT compliance and employer-assist firm, the new program claims to go above and beyond by detecting patterns of pharmaceutical drug abuse, among other things.

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Suicide spinoff: Blaming the trucker, once again

Professional drivers know firsthand from the evolution of the regulatory machine that there is a tendency to hold you guilty until proven innocent.

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Hourly driver pay, insurance increase part of Senator’s truck safety bill

A bill introduced last week in the U.S. Senate would if passed require employers to pay truck operators for all hours worked, rather than solely per-mile pay, and double the minimum amount of liability insurance required to be held by motor carriers.

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Big data changing the owner-operator insurance game, Progressive says

Simple formulas used in owner-operator insurance acquisition, such as driver health and age and number of out-of-service violations, soon could take a back seat to big data and more sophisticated algorithm-driven coverage and rates.

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