Indiana-headquartered owner-operator Dan Koors, a father of five, invokes a big number at the top of the podcast this week -- 27%, the approximate percentage of truck drivers running without health insurance. That's inclusive of company drivers, many with ready access to carrier benefits packages.
Among owner-operators, the percentage is certainly higher than 27%. Overdrive’s most recent estimate with polling of the owner-operator audience early this year put the number at around 40%.
This week on the Overdrive Radio podcast, we dive into a new resource for health insurance that is something of a new variation on an old theme. Like groups such as the Owner-Operator Independent Drivers Association and the National Association of Independent Truckers, both of whom have health-insurance resources for members of varying types, the CDL Drivers Unlimited group has now dipped a toe or sunk a whole foot into the arena with a new partnership with the Benefits Management Team, or BMT.
BMT's a health insurance consultant and broker who can work with a potential insured in any state, with close knowledge of what’s available in the health insurance exchanges under the Affordable Care Act and elsewhere, how the ACA's premium subsidies work for individuals, and much more. The company does quite a lot to really vet health-care bills, too, to be an advocate for patients through its MediShield service, examining itemized invoices for unnecessary charges in further efforts to save on costs.
