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Partners in Business
The leading business training program for owner-operators.
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Latest Stories: Page 33
Partners in Business
PIB TIP: KEEP A NOTEBOOK WITH YOUR RECEIPT ENVELOP
PIB TIP: KEEP A NOTEBOOK WITH YOUR RECEIPT ENVELOPE. The notebook will be used to record those expenses for which you can’t obtain a receipt, such as for a truck wash at a coin-operated facility or personal use of your auto. You should give a record of these expenses to your business services provider […]
January 27, 2010
Partners in Business
TODAY’S TIP: When you apply for a loan, be prepare
TODAY’S TIP: When you apply for a loan, be prepared to provide as much information as you can. The more you tell a potential lender about yourself and your operation, the more comfortable he will be lending you the money. Show that you are a business owner first and a truck operator second. The Partners in […]
January 20, 2010
Partners in Business
PIB Tip
PIB TIP: SAVE YOUR LOG BOOKS. Your log book is your best record of your entitlement to per diem (daily) expenses, mainly meal costs. So be sure to keep it in a safe place along with your receipts and tax returns, both of which you may need if you are audited. The Partners in Business […]
January 13, 2010
Partners in Business
PIB TIP. HAVE A PLAN: Â A business plan helps you m
PIB TIP. HAVE A PLAN:  A business plan helps you make ends meet. It shows you how much money is needed for expenses, where it will be spent and how much you can afford to pay yourself. Your business plan should show all sources of income and cost, while taking into account industry averages, personal […]
January 6, 2010
Overdrive Extra
Dollars and Sense
Over 90 percent of the U.S. population is not financially independent at retirement. Follow theses steps to put your self in the other 10 percent.
January 1, 2010
Partners in Business
PIB TIP
Obtain a monthly earnings statement. All of your records should be converted into a profit and loss statement at the end of every month. The statement should show how many miles you drove, what your revenue was, what your costs were and how much money you made or lost during the month. You can compare […]
December 10, 2009
Overdrive Extra
Dollars and Sense
Peer-to-peer lending has evolved to an Internet-based system that uses technology similar to eBay to match parties seamlessly and anonymously.
December 1, 2009
Overdrive Extra
Dollars and Sense: Call a Business Meeting
When was the last time you have a business meeting with yourself?
November 1, 2009
Partners in Business
Today’s Tip:
Open a separate checking account for your business. If you are the sole owner of the business, open an additional personal account and save the extra fees associated with business accounts. Deposit your settlement checks in this account and pay yourself for driving from these funds. A separate account gives easy access to details needed […]
October 7, 2009
Overdrive Extra
Dollars and Sense: A little-known sales venue
They’re still not widely used by owner-operators, but auctions offer some advantages over traditional means of trading equipment.
October 1, 2009
Overdrive Extra
Dollars and Sense: Clearing up fuel taxes
Because owners of Class 8 vehicles have to reconcile the amount of fuel burned in a state with the amount of fuel purchased in that state, the state tax owed could be more or less than the tax paid at the pump.
October 1, 2009
Overdrive Extra
Dollars and Sense: Expect more pain before any gain
I predict some pickup in freight and rates in this fourth quarter, but the real upward climb will not begin until the second quarter of 2010.
September 9, 2009
Overdrive Extra
Dollars & Sense – September 2009
Many economic indicators show the economy may have hit bottom during the summer. Most analysts seem to agree. However, history shows that …
September 2, 2009
Overdrive Extra
Building a rainy day fund
In recent months I’ve covered steps to help you survive the downturn in the economy: • Set clear written goals. • Focus on the bottom line. • Eliminate or minimize debt. Focusing on the bottom line requires looking at your profit and loss statement, and it’s time to do that again for the next step: […]
August 20, 2009
Overdrive Extra
Dollars & Sense – August 2009
In recent months I’ve covered steps to help you survive the downturn in the economy: · Set clear written goals. · Focus on…
August 4, 2009
Overdrive Extra
Dollars & Sense – July 2009
Digging out of debt Do you know the one thing you can do to make yourself richer by next week? Spend less than you earn. It’s really…
July 1, 2009
Overdrive Extra
Dollars & Sense – June 2009
To really focus on the bottom line, as I discussed last month, you need to monitor costs closely. One of the best ways of doing so is to figur…
June 2, 2009
Overdrive Extra
Dollars & Sense – April 2009
Towards a strong bottom line Last month I wrote about the importance of setting concise written goals. If you want to set a goal of ma…
April 30, 2009
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