Talk to your insurance agent every year to adjust your physical damage coverage according to the changing value of your equipment. Also review any changes in your average miles and freight. You don’t want to be over- or underinsured.
The Partners in Business program is produced by Overdrive and the consultants at ATBS, the nation’s largest owner-operator business services firm. Download the comprehensive "Partners in Business" owner-operator business manual, covering topics from start-up to expansion with multiple trucks. There, find much more information about the ins and outs of safety, maintenance and business processes, among a myriad other topics.