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Tag: credit: Page 2
Business
Credit tune-up: A few pointers to boost your score
For many owner-operators, improving credit ratings is near the top of their business radar. You’ll be glad you made the effort next time you’re looking to replace your truck.
August 13, 2013
Business
Credit, net income improving for owner-operators
A few sunny spots for owner-operators, and a few tips on increasing the profitability of your operation.
June 20, 2013
Overdrive Extra
Learning from a crash course
Such opportunities will increase as the economy struggles to get on its feet, and trucking already is ahead of the curve. It’s easy in the flush of good times to forget lessons so clearly illustrated during hardship. It’s best not to.
October 14, 2010
Overdrive Extra
Credit card statements include free cold shower
You might have heard that banks have to play by new rules with their credit card terms and disclosures, starting today. If you’ve never faced the music when it comes to credit card abuse, your chance is about to come. One of the more digestible – and eye-popping – bits of information that now must […]
February 22, 2010
Overdrive Extra
Small-business lending bounces back
Borrowing money isn’t the best thing for an owner-operator to do in a down economy like this. But if you must – or plan to do so as soon as the recovery becomes more evident – it’s good to know how the market is changing. Small-business lending was dead in the water last year as […]
August 28, 2009
Overdrive Extra
Small business still hurting
If you’ve caught the business news in recent days, you know there have been some positive signs. Home prices and sales, employment and other indicators are looking better, possibly meaning a bottoming out of the downturn. But when it comes to small business and credit, it’s still a mess, reports CNNMoney.com: “Bank lending is down, […]
August 7, 2009
Overdrive Extra
Step right up for interest-free loan
It’s not every day someone offers you an interest-free loan. The U.S. Small Business Administration recently announced a program to do just that. As part of the stimulus package, SBA is launching America’s Recovery Capital loans June 15. The basics: Loans are up to $35,000. After you get the money, you have five years to […]
May 22, 2009
Overdrive Extra
Credit card bill moves to Senate
Legislation that would remedy much of the credit card industry’s consumer abuses is closer to reality. It was approved by the House last week and now is before the Senate. As mentioned earlier in this space, it would eliminate abrupt, huge increases in interest rates and prevent other tactics that consumer advocates have called for. […]
May 5, 2009
Overdrive Extra
Protecting your plastic
I doubt there are many Americans who haven’t been stung by greedy credit card companies’ sneaky tricks of raising interest rates for lame reasons to levels well over 20 percent in some cases. Owner-operators have more than their share of whelps. You often having to rely on credit while far from home. When the economy’s tough, […]
April 7, 2009
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