insurance

Partners in Business tip: Update your insurance basics annually

Talk to your insurance agent every year to adjust parts of your insurance policy -- here's why.

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New NAIT disability insurance plan

Most drivers, NAIT notes, operate their business without disability today, yet the probability of having a long-term disability is between  1 in 3 and 1 in 4 workers in America.

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Things you don’t like to think about, but need to

"No one wants to think about the implications of losing a loved one, especially when that loved one may be far away from home when they pass." But think about it they do -- the good news is there's an organization working to put itself out of business by encouraging a paradigm shift in how carriers and drivers think about the risk.

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State of insurance for independents with new authority: Pricey, and getting pricier

When it's time to shop coverage around: With a fleet at around four years old and no significant history of claims, a seven truck fleet's liability insurance rates had risen substantially in its fourth year to roughly $15,000 annually per truck, all in. That's not how it's supposed to go, noted presenters at an insurance session at Expedite Expo.

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POLL: Do you support Republicans’ Obamacare ‘repeal/replace’ efforts?

Republican bills in both House and Senate would overhaul much of the Affordable Care Act, including removing the mandate to purchase insurance. More controversial items include the reining in of Medicaid eligibility, return of tax cuts to wealthy Americans, and big changes to the individual market for insurance. What's your view?

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FMCSA officially nixes rule on increasing minimum liability insurance required for carriers

Ultimately, the agency says it received too little feedback, particularly from insurance companies, to proceed with a rulemaking. FMCSA sought to quantify whether the current $750,000 minimum, set in 1985, was too low to cover modern liability claims.

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ELDs and safety: Wes Memphis weighs in

"One thing you come to learn around here is when there is the same highlighted handwritten memo on every table of the drivers' room, in the company newsletter, on the shop bulletin board, even on the inner door of the bathroom stall, somebody done messed up good. ..."

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Do you even skill, bro?

"Skilled" or "unskilled?"... "Beware the trappings of titles, they often only mean a difference in insurance premiums, and being a professional doesn't require one."

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Do not fold, spindle, mutilate or molest

In which a tree falls through the Parkers' house and Wendy is told not to touch anything until the insurance guy shows up: "No. Please no. It's a trigger, I can't help it ... The minute I'm told “not to touch" something, it becomes my life's mission to touch that thing. "

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Obamacare change ahead, but existing insurance system likely to hold through 2017

Bill Zenk of TrueNorth's TrueChoices private insurance marketplace for owner-operators believes big change is unlikely before 2018, potentially affecting the penalty for tax year 2017. Eventually, he guesses, the individual mandate to carry insurance likely will be on the chopping block.

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