Trucking and Other Insurance

Trucking and Other Insurance

Trucking insurance: What's necessary, and what owner-operators can expect to pay

Behind a truck payment, insurance is for most owner-operators (particularly those with authority) their second highest fixed cost. Understanding what you're buying with any insurance policy is key to getting the best bang for the insurance buck.

January 1, 2025

Insurance Open Road Caution Barrels

Trucking and Other Insurance

Commercial auto liability: Independents' biggest insurance expense

Owner-operators who switch to their own authority often are surprised by how costly, complex and time-consuming liability coverage can be, especially as a startup.

January 1, 2025

clean inspection sticker

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Trucking and Other Insurance

Physical damage, other important trucking insurance coverages

The law does not require physical damage insurance, but lenders do. A damage policy will pay no more than the value of the equipment. There's plenty more to consider within a damage policy, and don't neglect other important coverages detailed here.

January 1, 2025

Tow Rig On Shoulder

Trucking and Other Insurance

Other ways to save on trucking insurance

Honesty is your best policy in efforts to reduce trucking-insurance premiums. If an insurer cancels your policy over lies or misleading information it follows you like a bad smell after hitting a skunk. No matter how hard you try you can’t get rid of it.

January 1, 2025

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Trucking and Other Insurance

Income replacement insurance, disability, downtime claims

The probability of an income-interrupting event over the course of your career trucking is more likely than you might think. Understanding income-replacement insurances as well as post-accident claims processes is critical.

January 1, 2025

Parking On Ramp 2

Trucking and Other Insurance

Health insurance for owner-operators: Covering personal risks is a cost of doing business

Complicating the difficult health picture for many OTR owner-operators is inadequate health insurance coverage: nearly half of owner-operators do not carry any health insurance at all. There are paths, however, to affordable coverage.

January 1, 2025

Health History Pills

Trucking and Other Insurance

Ways to reduce health insurance costs with plan choice, tax-deductible savings in HSAs

The basics of high-deductible plans and Health Savings Accounts, which allow for tax-deductible savings that remain entirely tax-free if used for medical expenses.

January 1, 2025

Health Savings Acccount

Trucking and Other Insurance

Understanding Medicare: If you're getting close to 65, it's crucial

How many times have you been led to believe that a Medicare card was tantamount to a ticket to free health care? While it's not that -- you've been paying for it your entire working career -- it can get close if you understand the options.

January 1, 2025

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The Small Fleet Championship's title belts are on the line for this year's competition, both to be delivered to a final winner in two categories after the final round October 23 in Nashville, Tennessee.

Meet Overdrive's 2025 Small Fleet Champ semi-finalists

Spanning seven states and hauling niches from milk and other food grade tankers to dry vans, step decks and flatbeds, RGNs and reefers, these fine fleets are semi-finalists in Overdrive's Small Fleet Championship, with title belts on the line among other perks from award sponsor NASTC.

Flatbed On Highway Bridge

Trump regs agenda updates timelines for broker transparency, emergency braking, other rules

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Tennessee-based small fleet car-hauler's 'Patriot' 2020 Peterbilt 389

Pilot will be giving away this Kenworth W900 -- albeit with a different look -- and $50,000 as part of its 2025 Road Warrior contest. Pilot partnered on the contest with the Diesel Brothers, who will refurbish this truck to be awarded to the winner.

Custom Kenworth W900, $50K sweeten the pot in annual Pilot Road Warrior contest

Garmin Dash Cams - Powerful & Discreet - Capture every detail with Garmin Clarity HDR optics, premium HD, and wide 140 degree view.

Garmin Dash Cams - Powerful & Discreet - Capture every detail with Garmin Clarity HDR optics, premium HD, and wide 140 degree view.

Lending a hand up the ladder: Legacy of mentorship for Trucker of the Month Jason Shelly

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Pride & Polish

Overdrive’s annual Pride & Polish virtual truck show attracts entries from across the nation showcasing show-quality design, mechanical ingenuity and plenty of trucking-business pride. Find recent-history awards shows, in-depth features about the winners, and more.

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